Life Crisis

Building up an Emergency Fund
If you learned suddenly that your home needed a new roof, could you access the cash to pay for it before your possessions were drenched? What if you lost your job? Would you be able to cover your monthly bills? You could with an emergency fund. If you don’t already have one, now is a great time to establish one.

Protecting Yourself Against Identity Theft
The Federal Trade Commission reports that more than a half-million Americans are victims of identity theft each year. Identity theft occurs when someone, without your permission, uses your name, Social Security number, credit card number, or other identifying information, to commit fraud.

Disaster Recovery
The weeks and months following a disaster can be confusing and difficult. Whether it is a personal one, such as losing your home to fire or flood, or a national tragedy like September 11th, there are numerous financial issues and personal concerns to address.

Surviving Divorce and Protecting Yourself Financially
When you divorce, you not only dissolve a marriage, you also dissolve a financial connection. Resolving these financial issues can be overwhelming.